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Farmers National Bank

IRAs & CDs


An Individual Retirement Account (IRA) is a tax-deferred savings plan approved by the Internal Revenue Service that allows eligible individuals to contribute funds for retirement up to annual contribution limits.  
Roth IRA
An option in which customers enjoy tax free earnings on the money invested.
  • Funds invested by Certificate of Deposit—Minimum Deposit: $250.00
  • Interest accrues daily, capitalizes quarterly
  • Insured by the FDIC


Certificate of Deposit
Let your money grow in a Farmers National Bank CD and earn a high fixed interest rate.
  • Contact us for current rates
  • Automatic renewal with a 10 day grace period
  • Interest accrues daily, capitalized, paid by check, or deposited to another account monthly, quarterly, semi-annually or annually
  • CD may be used as collateral
  • Insured by the FDIC
  • Early withdrawal penalties may apply
 TermPenalty for Early Withdrawal
3-5 months30 days interest or all interest
6-11 months
one month's interest
12-35 monthsthree month's interest
36-47 monthsfour month's interest
48-59 monthsfive month's interest
60 monthssix month's interest
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